FRUGAL FINANCES

Breaking Free From Debt With a Passion
by Donna L. Watkins

Debt-free living is such a key area of our lives that needs to be changed in America. The focus needs to be taken off of THINGS and put on PEOPLE ... the time we spend shopping for stuff to fill our closets and cabinets could be and should be, spent on building relationships and helping others.

We need a Global Focus to understand that we don't have to have a Pity Party for ourselves to give up the stuff. You don't have to look very far to realize how blessed we are. There are people dying on streets that don't have any food to eat. There are people eating out of trash cans daily and sleeping on concrete. It's time for us to be grateful for what we have and to share with others who do not have.

Here's a few of our tips for debt-free living. You have to find and make your own. Borrow some books from the library on debt-free living and on simplicity. You don't have to buy them ... just borrow them. People generally read a book only once and then stick it on the shelf as another possession. Use the library system or check with friends and begin to trade books.

Read entire article here

FRUGAL COMMUNICATIONS

Cell Phones, Long Distance, Prepaid Phone Cards & Internet Service Plans for Cellular Phones

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FRUGAL HOME

FRUGAL HEALTH

The Herbal Alternative

It seems everybody frugal has used herbs and supplements for the sheer savings on medical bills, but there may be some still not convinced. You can read success stories of what others have done with natural therapies, for specific health issues, on The Frugal Life's Herbal Success Stories area.

FRUGAL PETS

Pet Food Recall - URGENT

Most pet owners have heard about this recall and the pet deaths, but I have found a few friends and neighbors who did not know. One of my neighbor's had taken her cat to the vet for a kidney problem before realizing she was feeding one of the foods recalled. This is the biggest recall I've ever seen with many grocery and well-known brands included. Get details on recall here: www.menufoods.com/recall

These recalls are happening much too frequently and act as an alert to pet owners to know more about the brands they choose for their pets. Pet food manufactured by large food industries that make use of the feathers, bones, blood and scraps that can't be approved for human consumption is not what you want to be feeding your pet. These ingredients do not support life. View a video about what's in pet foods. We feed Healthy Pet Net foods and Flint River Ranch which are the brands we sell, but we sell them because we used them and trust in their safety. Neither has EVER had a recall!

You need to know more about pet foods for the safety and quality life of your pet. Healthy pet foods pay for themselves in saved dollars at the vet and in overall health for the animal.

Natural Remedies and Herbal Heartworm Programs

Robin Sockness has worked with thousands of pets over the many years we have referred to her. She's great at what she does because she's seen such great success with her own pets and those she has helped. Herbs are safer and less expensive so it's a win-win situation for all. Herbal prevention programs available also. Get more information.

FRUGAL TIP

Restoring Non-stick Cookware

Question: I seem to remember watching a cooking program on a cable channel years ago. the host was introducing a segment about restoring the "non-stick" to non-stick cookware. The phone rang and I missed the rest of the show. I never saw or read anything since about restoring non-stick pans,etc. I've always believed it couldn't be done. True or false and if false how to do it?

Answer: Can tell you what they recommend before it gets to that point, is to every so often, wipe the non-stick surface with cooking oil on a paper towel. There is some stuff that Presto recommended to me for my non-stick skillet that was sticking right above where the coil underneath was located. Unfortunately can't remember the name, but it is in the cleaning sections in the supermarket in a little green container.

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Donna has used this program and enjoyed it greatly. I enjoy that she purchased it since I stand beside her in church. :-)

WHAT'S GOING ON IN THE FORUM

Give your advice for these currently unanswered questions at the Frugal Life Community Forum.

Cleaning Forum

I think that baking soda plus perhaps a second ingredient will make a nice detergent for the dishwasher. Does anyone have any thoughts?

Decorating Forum

Tell us about something you did to decorate your home that saved you some money. There are tons of creative people out there and for those of us who may not be so creative, your talents shared would be much appreciated.

Finances Forum

There's already some great tips you might like to view, or add you own to this segment:

Was wondering what some of your frugal tips that you use in your everyday life. I use coupons, keep my receipts and when something goes on sale I take my receipt to get the sale price, keep all lights off when not in the room. Go on-line to get free items that I use and keep them when I go on vacation (personal items). Put all my change in a change jar, take my lunch to work. Use only half a cap of laundry detergent, use cold water to wash, etc,. I know these are just general frugal tips and have many more, but I was wondering what everyone else does to be frugal and your tips.

Miscellaneous Forum

Does anyone have any info or feedback on The Secret- read the book or saw the DVD? I have not; but am hearing a lot of positive buzz about this philosophy.

HOME BUSINESS IDEAS

Nature's Sunshine Herbs and Supplements

Make Your Own Bath & Beauty Products

Flint River Ranch Oven Baked Pet Foods

Healthy Pet Net Foods and Supplements

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COPYRIGHT, LEGAL DISCLAIMER & REPRINT INFO

© 2007 Randal J. Watkins

Information in The Frugal Life News (TFL) has been derived from sources believed accurate and reliable. In no event shall *The Frugal Life,* Randal Watkins, or the corporate sponsor, Sunshine Life Center, Inc. staff be liable for any damages whatsoever resulting from any action arising in connection with the use of information herein.

There is no remuneration for suggestions, tips, or ideas submitted by readers. All suggestions, tips, and ideas, submitted for publication in The Frugal Life, become the property of The Frugal Life, notwithstanding similar rights of the reader submitting such suggestions, tips, or ideas. TFL publishes readers' names with their suggestions, tips, and ideas unless a reader requests otherwise at the time of the submission.

Forwarding and Use of This Newsletter You may forward this newsletter in its entirety and/or use this copyrighted newsletter on a website if you include the following credit:

Editor, Randal J. Watkins, of TheFrugalLife.com, provides this free newsletter to subscribers. Visit The Frugal Life website to subscribe or find frugal information to live well on what you already have. http://www.thefrugallife.com