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Published by The Frugal Life.com
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THE FRUGAL LIFE NEWS
Published Twice Monthly by Randal Watkins
http://www.thefrugallife.com
<a href="http://www.thefrugallife.com">The Frugal Life</a>
November 11, 2003
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A NOTE FROM RANDAL
Hello Everyone,
Holidays are soon upon us and I sure hope you will practice frugality and
not go into debt like many people do. In the Frugal Decorator we have some
great ideas for your holidays, please take some time to read her ideas.
If the ideas turn out great, why don't you post them in the Holidays and
Special Days forum so others can try them too. We appreciate your faithful
readership and contributions to all of the forums.
Until next time,
Randal
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FRUGAL FINANCES
WAYS TO SAVE ON APPLIANCE REPAIRS
by Dr. Charlotte Gorman*
Most household appliances will require servicing occasionally, and repairs
can be expensive. Below are some tips to help keep the costs at the lowest
possible level.
1. Always follow the instructions in the owner's use-and-care manual for the
proper care and operation of your appliance to help ensure long service and
minimize the need for repairs. The longer you can use an appliance before
having to repair or replace it, the more money you will save.
2. After the warranty on an appliance has expired, do as many of the
required repairs as you can yourself rather than take it to the repair shop
or call a service person to come to your home. Do not repair or attempt to
repair an appliance yourself while it is still under warranty. Doing so
could void your warranty. Read your warranty to be sure.
3. If you do not have the necessary skill or expertise to do your own
repairs, consider taking an introductory course in household appliance
repair which might be offered at a nearby college, high school, vocational
school or technical institute, or by the County Extension Service. Such
courses normally are relatively inexpensive. You should be able to do your
own repairs for less than the cost of hiring someone to do them.
4. Before you call a service person to come to your home to repair an
appliance, read the section on "problems" in the owner's use-and-care
manual
which came with the appliance. It will list some things to check. For
example, is the appliance plugged in? Do the batteries need replacing? Is
the appliance turned on? Has a fuse blown or has the circuit breaker
tripped? Does a button on the appliance need to be pressed? Does a knob on
the appliance need to be turned? Reading the use-and-care manual could save
you the cost of a service call.
5. If you have an old appliance which needs repairing, consider how much the
repairs will cost. Also, consider the age and overall mechanical condition
of the appliance. Ask a reputable, reliable service person his or her
professional opinion regarding whether you should have it repaired or
replaced. Based on all the facts you have, make the decision that will be to
your financial advantage in the long run.
6. Check with relatives, friends, neighbors, and co-workers for their
recommendations of reputable, reliable, honest, and reasonably-priced
appliance repair persons. Using a repair person without these attributes
could cost you more money now and in the long run.
*Dr. Charlotte Gorman is an Extension Agent, Family & Consumer Sciences,
Texas Cooperative Extension, Texas A & M University System. She is the
author of The Frugal Mind, The Little Book of Living Frugal, and Speak for
Yourself. cagorman@digitex.net
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FRUGAL HOME / GARDENING
THE LAZY PERSON'S GUIDE TO COMPOSTING FALLEN LEAVES by Mick Wynhoff
Using some very simple composing techniques, you can make your lawn and
garden almost completely self-contained. You won't have to send your yard
waste to the landfill and will have rich compost available for your flower
and vegetable garden.
It only takes a few basic ingredients to get your composting project going,
and most of them you probably have already. Turn your debris into garden
gold. Get the basic steps here:
GOT PETS?
Visit Healthy Pet Corner for lots of information, products,
and links for birds, cats, dogs, horses, rabbits, and reptiles.
http://www.healthypetcorner.com
<a href="http://www.healthypetcorner.com"> All for Pets </a>
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FRUGAL DECORATING
10 GREAT HOLIDAY DECORATING IDEAS - ON A BUDGET
By Kathleen Wilson
1.First things first. Set a plan or a theme for your Christmas decorating.
It doesn't cost a thing to have a good plan, and when you are working with
budget ideas, this is what pulls your ideas together, and makes everything
you do look purposeful, and personal. Some theme ideas for Christmas? The
rustic lodge xmas, a toyland xmas, countries around the world, Victorian,
country, santa, snowmen, old fashioned, the list goes on and on!
2. Make garlands out of felt scraps. Cut Xmas shapes out of felt in
miniature, mini stockings, holly leaves, mittens, and string together with
needle and floss or strong fishing line to hang all over the house. Remember
when you string each shape, tie a knot on both sides of the shape to hold it
in its place. You can add more dimension to the shapes by cutting two of
each, stuffing them lightly, them sewing the two together. Glue would work
also if you aren't a sewer. Saved used dryer sheets are perfect for this
kind of stuffing, or even tiny fabric scraps that are too small for other
uses.
3.Drop a tealight candle in your cleaned out glass mayonnaise jars, tie a
holiday ribbon around the neck, and you have a beautiful candle with xmas
charm. You could nestle the candle in peppermints, nuts, or even sand if you
wish. Try grouping several together for a dramatic evening effect. These
also make great luminaries.
4. Start a Christmas collection. This can be a great tradition to initiate
in your home. My girls and I starting collecting Santas 3 years ago, and
it's something they look forward to, choosing our yearly Santa together. I
know it will be a fond memory for them, and I plan to let each child choose
a Santa to take with them when the day comes that they leave the nest and
start their own home. By the way, this doesnt have to be expensive, or even
store bought. Try sewing or crafting a new decoration each year together for
even more memories! Or check out your dollar store - they have some really
cute ceramic holiday decorations for a buck or two. Remember, it's the
memories you're interested in here, not a collectable based on monetary
value.
5. If you are looking to do a toyland theme for your Christmas decorating
this year, try searching out teddy bears and dolls at your local thrift
stores. Wash them in a pillowcase and put them in your dryer for at least 20
minutes, then dress them up with ribbons and holiday fabrics. Group them
under your tree, on mantels, and on windowsills. Stack small squares of
cardboard together and wrap as a tiny present, then tuck them under a
teddy's arm, or wrap an empty box and use it as teddy's seat by the front
door.
6. Place a few inexpensive glass balls in a bowl and embellish with a few
sprigs of greenery or some leftover ribbon. If you don't have an extra bowl
(it is the holidays, after all!) try decoupaging a box with leftover
Christmas wrap, or cover with a little fabric and glue.
7. Take down your pictures and wrap them like a gift, then hang them back on
the wall for great holiday cheer! You don't have to do this all around the
house, how about just in the entry, or maybe the dining room?
8. Tie greens or ornaments to the chandelier with a little Christmas ribbon,
just make sure they don't hang low enough for any candles on the table to
catch them on fire.
9. Make your own gift tags out of leftover paper. Ok, this is not a new
idea, but try punching it up a bit. Add details by layering shapes over the
base paper, use paper punches and scalloped scrapbooking scissors to add
style, use a gold calligraphy pen to add names. Or use the scalloped
scissors to make old holiday cards into tags.
10. Sponge stars or other seasonal shapes on your window with paint! No, I'm
not nuts. Just add a teaspoon or so of liquid dish soap to acrylic craft
paint, (I like white or gold metallic) and after the holidays you should be
able to wash it off with window cleaner. Use a non- scratching dish scrubber
if you come across a stubborn spot.
There it is, the 10 best budget decorating ideas for Holiday decorating!
Always remember the most important reason we celebrate, and the reason we
take the time to make our homes warm and inviting - our loved ones! Have a
wonderful holiday season!
Kathleen Wilson is the author of "Quick Decorating Ideas Under $20:The
Budget Decorator's Bible" and the editor of The Budget Decorator, a free
ezine dedicated to the "budget impaired" home decorator. Visit her
here for more great ideas.
MAKE YOUR OWN CLEANING, BATH, and BEAUTY PRODUCTS
Here's a kit with everything you will need to start making your
own pampering and cleaning products for pennies with the
easy-to-follow recipe guide.
http://www.theherbsplace.com/essentialstarter.html
<a href="http://www.theherbsplace.com/essentialstarter.html"> Make
Your Own
</a>
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WHAT'S GOING ON IN THE FORUM?
Maybe you can help these folks out with a few suggestions? Or post some of
your own questions. LOG-IN TO POST Here's the link:
http://www.thefrugallife.com/bulletinboard.html <a
href="http://www.thefrugallife.com/bulletinboard.html"> Forum </a>
Questions Needing Answers at The Forum:
Automobile Forum
1. Has anyone tried one of those mileage boosting devices that are
advertised in your SPAM? They clamp around the fuel line and supposedly
affect the hydrocarbon chains in your fuel so your car can use the fuel more
efficiently. They cost $90-100. If the claims are true, the little
gizmo
could pay for itself quickly, but I'd like to hear from someone who's used
one.
Cooking Forum
1. Greetings! My first post here. I've just discovered the use of
stoneware to cook my pizza crust. www.pamperedchef.com offers quite a
variety of accessories but I'm looking for some lesser expensive stuff to
make bread. Anyone have an idea where I can seek and find?
Critters Forum
1. does anyone know if lady bugs can harm pets if they eat them?
Miscellaneous Forum
1. Hey there everyone! This is my first time posting here. Here's my
dilemma- my boyfriend just revealed to me this past weekend that the only
reason he hasn't proposed to me yet is because he doesn't have enough money
to pay for the traditional $20,000 wedding for me, and it's been really
upsetting him and making him feel inadequate. I was overwhelmed, of course,
with love for the him and his sentiments, but I really don't have any
interest in that kind of extravagance! I'd be perfectly content to marry him
at city hall tomorrow, but we both would really like to have a wedding that
is very personal, and maybe start a few traditions of our own. So, I'm here
trying to get some creative ideas from all of you! About the where, the
cake, the decorations, everything! I've got a lot of ideas but I'm sure
there are things you all could suggest that I'd never even think of! Mostly,
we just want to celebrate our love in a style that is all about who we are
together. So fire away! Any suggestions are VERY welcome and much
appreciated!
Pets Forum
1. Hi, has anyone ever figured out how to give a cat a bath when they hate
water. I know I haven't. But she will allow me to rub a wet cloth on her.
She doesn't like being sprayed. I was wondering if anyone knows of a remedy
or solution that helps get out tangles, especially on her back where she
can't clean hersef. It would need to be something I could rub on a cloth.
I am looking for a safe solution that would be good for her hair. I
am
talking about a homemade solution and not something else that I have to buy.
2. Hi to everyone .. I just registered today. I was wondering if anyone
might have some information or experience as to why cats would spray after
they have been fixed. Both of my cats were about a year old when I fixed
them. I have a male and a female,brother and sister cats, and I have
caught both of them spraying on the wall in my bedroom. Any comments
or
thoughts?
3. We have a cat that pee'd down the furnace vent and now that its getting
colder outside we have turned on the heat. When the heat comes on we have a
strong ammonia smell that rises through only one vent in the house. I have
tried putting lemon juice down the vent and I am tired of covering up the
smell. what can i use besides calling someone to clean it out, don't want to
spend a lot of money.
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HOME-BASED BUSINESS IDEAS
NATURAL PET FOODS AND SUPPLEMENTS
Healthy Pet Net has great products by Dr. Jane Bicks and Dr. Barry Sears who
developed the Zone Diet for Overweight Dogs. Besides dog, cat and horse
products, you will have a non-toxic line of cleaning products - safe for
pets and children. Visit this website for more information. This type of
site is also available for $10.95/month (plus an initial $20 set-up fee).
http://www.healthypetcorner.com/HPN/busopform.html <a
href="http://www.healthypetcorner.com/HPN/busopform.html"> Healthy Pet Net </a>
HOME SPA PARTY PLAN - MAKE BATH & BODY PRODUCTS
Have you noticed how popular bath and pampering products have become? The
HomeSpa Party Plan taps into that craze. Guests at HomeSpa parties will
learn how to make bath salts, personalized perfumes, body spritzers and more
using essential oils, while you make a nice income from Nature's Sunshine.
http://www.theherbsplace.com/essentialspa.html <a
href="http://www.theherbsplace.com/essentialspa.html"> Home Spa Party </a>
ARE YOU A NATURAL HEALTH NUT?
If you've been a natural health nut, you have a lot of information others
need to have. Earn an income selling over 600 natural health products, skin
care, water filters, beverages, essential oils, and more. Earn trips and
car allowance. Websites are also available for $15.95/month.
http://www.theherbsplace.com/busop.html <a
href="http://www.theherbsplace.com/busop.html"> Nature's Sunshine </a>
FLINT RIVER RANCH OVEN-BAKED PET FOODS
If you have pets, they'll love Flint River and you can make an income
providing good pet foods and other pet products to friends, neighbors and
your family. Pets keep eating, so customers keep buying. If you love
animals, this is a very rewarding home-based business. With only 100 volume
a month you can earn 19% on all sales.
http://www.healthypetcorner.com/FRR/busop.html <a
href="http://www.healthypetcorner.com/FRR/busop.html"> Flint River
Ranch
</a>
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LEGAL DISCLAIMER
Information in The Frugal Life News (TFL) has been derived from sources
believed accurate and reliable. In no event shall *The Frugal Life,* Randal
Watkins, or the TFL staff be liable for any damages whatsoever resulting
from any action arising in connection with the use of information herein.
TFL does not knowingly accept ads from advertisers deemed detrimental to
TFL's readers, however, publication of an ad in TFL does not constitute an
endorsement for such product or service.
There is no remuneration for suggestions, tips, or ideas submitted by
readers. All suggestions, tips, and ideas, submitted for publication in The
Frugal Life, become the property of The Frugal Life, notwithstanding similar
rights of the reader submitting such suggestions, tips, or ideas. TFL
publishes readers' names with their suggestions, tips, and ideas unless a
reader requests otherwise at the time of the submission.