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The Frugal Life News
May 10, 2005 Edition
www.thefrugallife.com

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A Note From Randal
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Hello Everyone,

Welcome new subscribers and thanks to all of you who have been sharing The Frugal Life News with others!

Don't you love technology? I'm in Oklahoma and this newsletter is logged into our mailing list to go out on the correct day for delivery. Some things do make life a bit easier.

I'm visiting my parents and son which has been a lot of fun, but I came to be of service to my parents, so they've had a long 'to do' list that I've been enjoying. I'll be on my way home tomorrow so hope to finish that list before you read this :-)

We appreciate you sharing this newsletter and the website. Hope you're having a wonderful Springtime!

Frugally yours,
Randal

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Frugal Finances
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You Are Entitled to a Free Credit Report Annually

The Fair and Accurate Transactions (FACT) Act entitles all Americans over the age of 18 to receive one free credit report annually from all three credit reporting agencies. The site below allows you to request a free credit file disclosure, commonly called a credit report, once every 12 months from each of the nationwide consumer credit reporting companies: Equifax, Experian and TransUnion.

You can also request your report by phone or mail. Monitoring and periodically reviewing your credit report is an effective tool in fighting identity theft.

Eligibility for an annual free credit report is determined by your state of residence based on the rollout schedule set by federal law. Western and Midwest states are now available. Southern states available June 2005 and Eastern and US Territories in September 2005.

Find out more here

Free Lesson #1 - Debt Freedom Course

Pay off all of your debt in 5-7 years using the money you already make. Find out why financial guru and best-selling author, Suze Orman, is advising her millions of followers to "Pay Everything Off as Fast As Possible!"

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Frugal Home Communications
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Long Distance, Prepaid Phone Cards, Cell Phones & Internet Service

3.9 Cent Long Distance With No Access Numbers to Dial
Prepaid Phone Cards
Shop the Plans for Cellular Phones
No hidden fees or charges!

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Frugal Gardening
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Kitchen Herb Garden

If you have available yard or garden space, you can plant a kitchen herb garden. Herbs are easy to grow, don't need a lot of space, thrive in just about any type of soil, and many are cold hardy. An ideal location would be a few steps from your kitchen, but any spot that gets about six hours of sun a day is good. By planting herbs that are most often used in cooking, you can pick what you need all summer.

Here's a "how-to" article to begin your garden this year!

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Frugal How-To
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How To Remove Old Wallpaper

Q. I searched for and couldn't find any issues on good ways to remove wall paper. I have a room that has 30 years of old wallpaper on it.

Find answers for this topic on the website:
http://www.thefrugallife.com/wallpaper_remove.html
<a href="http://www.thefrugallife.com/wallpaper_remove.html"> How to Remove Old Wallpaper </a>

 

Make Your Own Home, Bath and Beauty Products

Essential oil kits allow you to make your own safe non-chemical home and beauty products. Making your home less toxic for yourself, children and pets.
http://www.theherbsplace.com/essentialkits.html
<a href="http://www.theherbsplace.com/essentialkits.html"> Make Your Own Home and Beauty Products </a>

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Frugal Home
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Come to Tea: An Elegant Garden Gathering

Perhaps nothing says "garden party" like having afternoon tea outdoors. It's a charming reminder of bygone days and childhood make-believe. Outdoor spaces of all kinds, including balconies, can be successfully adapted to a tea party.

Tea parties span generations and will be enjoyed by your most sophisticated women friends or all the giggling little girls of your acquaintance.

What makes an elegant tea party?

Look at this new article by Debbie Rodgers on the site for the details:
http://www.thefrugallife.com/teaparty.html
<a href="http://www.thefrugallife.com/teaparty.html"> Come to Tea </a>

 

Deodorize While You Kill Bacteria and Viruses

Get the anti-microbial properties of essential plant oils so you can kill germs without bleach and toxic cleaning products. The plug-in AromaBall makes it quick and easy. http://www.theherbsplace.com/essentialaroma.html
<a href="http://www.theherbsplace.com/essentialaroma.html"> AromaBall for Deodorizer and Anti-Microbial Home Defense </a>

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Frugal Pets
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Herbal Heartworm Program and Prevention

Robin Sockness works with pet owners with an individualized program and has currently worked with over 700 dogs. Herbs are safer and less expensive so it's a win-win situation for all. Prevention programs available.
http://www.theherbsplace.com/heartworm.html
<a href="http://www.theherbsplace.com/heartworm.html"> Herbal Heartworm Program & Prevention </a>

Pet Information, Links and Natural Foods

Healthy Pet Corner provides lots of information and links for dogs, cats, birds, horses, rabbits, and reptiles.
http://www.healthypetcorner.com/ecards.html
<a href="http://www.healthypetcorner.com/ecards.html"> Healthy Pet Corner </a>

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Frugal Tips
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Make Your Own Baby Products

Natural baby oil, teething gel and homemade wipes. Get recipes here:
http://www.theherbsplace.com/essentialchildren.html
<a href="http://www.theherbsplace.com/essentialchildren.html"> Make Your Own Baby Products </a>

Honey For Your Skin

Get tips on using honey as part of your personal care routine.
http://www.thefrugallife.com/honeybeauty.html
<a href="http://www.thefrugallife.com/honeybeauty.html"> Honey For Your Skin </a>

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What's Going On In The Forum
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Maybe you can help these folks out with a few suggestions? Or post some of your own questions. LOG-IN To Post:
http://www.thefrugallife.com/bulletinboard.html
<a href="http://www.thefrugallife.com/bulletinboard.html"> Forum </a>

Questions Needing Answers At The Forum

Cleaning:
Q. I have very hard water in my house. I believe this is why my husbands dark blue work uniforms fade so fast. Other than installing a very expensive water softner. Does anyone have advise to prevent this from happening.

Decorating:
Q. Any tips for hanging pictures on walls that are concrete block-based? I live in a very old cottage, and the outer walls, which are concrete, bend any nail that's longer than 1/2 inch.

Family:
Q. I know I'm not the only one here who has a spouse that wastes money, wastes resources, wastes time, wastes everything without a second thought. Not everyone is frugally minded! I'd love to hear about some success stories in converting spouses and family and how it was accomplished.

Miscellaneous:
Q. Does anyone have any advice in painting aluminum siding? We bought a house that has an ugly shade of aluminum siding, and was wondering if it can be paintd with good results, or will the paint peel off in a few years? Does it take a special kind of paint? How long can I expect a paint job to last on it?

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Home Based Business Ideas
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Nature's Sunshine Products - Herbs and Supplements

Earn an income selling over 500 natural health products, beverages, essential oils, skin care systems, water filters, and more. Websites for $11.95/month.
http://www.theherbsplace.com/busop.html
<a href="http://www.theherbsplace.com/busop.html"> Nature's Sunshine Products </a>

Home Spa Party Plan - Make Bath and Body Products

Have you noticed how popular bath and pampering products have become? The HomeSpa Party Plan taps into that craze. Guests at HomeSpa parties learn how to make bath salts, personalized perfumes, body spritzers and more using essential oils, while you make a nice income.
http://www.theherbsplace.com/essentialspa.html
<a href="http://www.theherbsplace.com/essentialspa.html"> Home Spa Party </a>

Flint River Ranch - Oven Baked Pet Foods

Make additional income providing healthy pet foods and bones to friends, neighbors and family. Pets keep eating, so customers keep buying. If you love animals, this is a very rewarding home-based business. With only $100.00 volume a month you earn 19% on all sales.
http://www.healthypetcorner.com/FRR/busop.html
<a href="http://www.healthypetcorner.com/FRR/busop.html"> Flint River Ranch </a>

Healthy Pet Net Foods and Supplements

Formulated by Dr. Jane Bicks and Dr. Barry Sears who developed the Zone Diet for Overweight Dogs. Besides dog, cat and horse products, they have a non-toxic line of cleaning products - safe for pets and children. Websites available for $8.50/month.
http://www.healthypetcorner.com/HPN/busopform.html
<a href="http://www.healthypetcorner.com/HPN/busopform.html"> Healthy Pet Net </a>

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Copyright, Legal Disclaimer and Reprint Information

© 2005 Randal J. Watkins

Information in The Frugal Life News (TFL) has been derived from sources believed accurate and reliable. In no event shall *The Frugal Life,* Randal Watkins, or the TFL staff be liable for any damages whatsoever resulting from any action arising in connection with the use of information herein.

TFL does not knowingly accept ads from advertisers deemed detrimental to TFL's readers, however, publication of an ad in TFL does not constitute an endorsement for such product or service.

There is no remuneration for suggestions, tips, or ideas submitted by readers. All suggestions, tips, and ideas, submitted for publication in The Frugal Life, become the property of The Frugal Life, notwithstanding similar rights of the reader submitting such suggestions, tips, or ideas. TFL publishes readers' names with their suggestions, tips, and ideas unless a
reader requests otherwise at the time of the submission.

Forwarding and Use of This Newsletter

You may forward or use this copyrighted newsletter on a website if you include the following credit:

Editor, Randal J. Watkins, of TheFrugalLife.com, provides this free
newsletter to subscribers. The Frugal Life is sponsored by TheHerbsPlace.com
which provides quality Nature's Sunshine Products at wholesale prices. Visit
now to shop or view the list of free newsletters available.
http://www.theherbsplace.com
<a href="http://www.theherbsplace.com"> The Herbs Place </a>