I have to tell you that I work for a major insurer. I believe the only way to get an accurate quote from a company is to deal with them directly. On top of that, you need to understand that each state is going to be a little different. The state of NC plays a different role in setting the rates than IL. Limits of liability may not be the same, you may be living in area with more claims,thefts vandalisms,etc.There are many factors.Go with a comapny that’s rated A++ by A.M.Best.