thank you for your reply. It’s actually my daughter’s home and it is in foreclosure. Her husband got laid off last year and she just can’t pay everything off of her income. I think they have been able to talk to the company and at least get a figure that it would take to settle this and they can keep the house. It’s a shame, when she tried talking to them earlier they would say if you can’t send the full amount then don’t send anything at all. These places all say call and talk about it but then they’re like no options , and it sometimes depends on who you talk to from one day to the next.
Thanks though for at least responding : )