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The Frugal Life – Living Well With What You Have


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Published Weekly by Randal Watkins
The Frugal Life
March 25, 2003

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Hello Everyone,

We now have 330 people enrolled in the forum. Exchanging ideas and
receiving answers much quicker than relying on this ezine to post answers..
I believe it has worked well and will continue to get even better. If you
haven’t used the forum, give it a try!

We are starting to notice the plants are coming out. Additionally, we are
seeing bite marks on the plants from the deer. If any of you have some good
ideas please post them on the forum in the critters section. We need our
place to look good so it will sell when our house becomes ready. The deer
eating the plants takes away the beauty and color of all of our hard work
over the years.

We have tried the sprays and none seem to work all the time. That’s why it
would be great to get your tips in the forum. It would sure help us and I
know it would help others in the future.

Thanks for your readership and encouragement!

Please pass The Frugal Life News on to your friends! It’s how we grow!

Until next time,



You Never Know When…

Last month I was catching up with an old friend – hi tech style. We were
“Instant Messaging” by computer over the internet. Not quite as personal as
a telephone call, but more immediate than email.

She was at work in her office at a local technology company. We chatted a
bit about her family’s current events. They’re in the middle of selling
their home to move closer to town. They even have a couple of offers they’re

I asked how things were going at her company given the depressed state of
the technology industry in Austin.

She said things hadn’t changed much since I left the industry. “Well”, I
said. “At least your paycheck comes regularly.” To which she responded that
she received her latest paycheck 2 weeks late!

It’s never a good sign when your company misses payroll. She agreed. Many of
her co-workers had started job hunting. The problem, she said, is that the
company needs to do deeper cost cutting. If it takes layoffs, “so be it.”

Just then I was interrupted by a phone call. Ten minutes later I tried to
continue our instant messaging discussion. But the last message received
from her on my instant messaging console was:

“I just got laid off along with 40% of the staff.”

Debt Freedom will NOT prevent layoffs. But it will certainly cushion the

Your lower cost of living will stretch your severance check… or your
unemployment check… or your savings… or maybe your formerly two-income
family can now make it on one income.

And a layoff becomes a much needed vacation.

Payoff All of your Debts in 5-7 Years using the money you

Greg Moore is the author of the Debt Freedom Course, “DebtIntoWealth —
Lessons from My Journey to Debt Freedom”. For your FREE Lesson 1 of this
course, CLICK HERE:



Eggshells can provide “grit” for birds and also part of the nest for some
species. Unsterilized eggshells may contain harmful Salmonella bacteria.
Before throwing them out for the birds, boil them for 10 minutes or heat in
oven for 20 minutes at 250 degrees. Let the eggshells cool, then crush them
into pieces smaller than a dime. Offer the eggshells in a dish or on a low
platform feeder.

From Blessed Hope Communications to 48 states

4.9¢ Interstate Rate with no monthly fees, no contracts, no minimums,
6-second increment billing, and low international rates. Calling cards and
4.9¢ toll-free numbers available with no additional fees. Online signup and
more information here: href=” “> 4.9¢ Long Distance



Would you like for people to enter your home and say, “What smells so good?”
People with pets would surely enjoy this! :-)

You can have your home always smelling good with essential oils. These are
natural scents from nature, not chemical fragrances that are now being
reported as toxic to your home, children and pets.

You can make your own carpet deodorizer and when you mop those vinyl floors,
be sure to add an essential oil to the water for anti-bacterial purposes and
a lovely aroma. Add 10-20 drops in your wash bucket. Lemon is a favorite.
It’s antimicrobial and lifts the spirits. You might want to wash your
floors more often with Lemon Essential Oil in the bucket. It has a lot of
beneficial uses besides this, so read more about it here: href=” “> Lemon Essential Oil


Here’s a kit with everything you will need to start making your
own pampering and cleaning products for pennies with the
easy-to-follow recipe guide.
Make Your Own


by Dr. Charlotte Gorman*

With summer coming and the uncertainty of the international situation, many
people are searching for ways to cut back on expenses˜particularly on
entertainment expenses. Below are some tipson how you can make your
entertainment dollars go farther and still have fun by participating in free
or low-cost “Public” activities.

1. Always keep your eyes open for free or inexpensive entertainment. Such
activities might include a lecture on the “heavenly bodies,” a demonstration
on cake decorating, a talk on the latest computer technology, a training
workshop on ways to save on your income taxes, a presentation on nuclear
energy, or a program on investment strategies.

Dozens of free and low-cost activities are normally available at any given
time. They may be offered by various organizations, clubs, or groups;
colleges and universities; government agencies; individuals; and businesses.
The less you pay for entertainment, the more money you will have to spend
for other items or to put in the bank.

2. See free exhibits in shopping malls. For example, this week there may be
an exhibit on solarenergy. Next week, local kitchen dealers might have an
exhibit of contemporary kitchens. Another week, fishing boats may be on

3. Participate in free or inexpensive activities conducted in shopping
malls. For example, this week local beauticians may be holding free personal
makeup consultations. Next week, graphologists may be giving free individual
handwriting analysis.

4. Go window-shopping. It is not only free, but it can be fun, also.
Window-shopping can help you keep informed on such things as the latest
clothing fashions, current trends in home decorating, and new innovations in
home office equipment. For example, information gained through the above
window-shopping will give you ideas on how to update your present wardrobe,
how to modernize the furnishings in your home, and how to change your home
office for more efficiency.

For the complete list of ideas go to href=” “> Public

*Dr. Charlotte Gorman is an Extension Agent, Family & Consumer Sciences,
Texas Cooperative Extension, Texas A & M University System. She is the
author of The Frugal Mind, The Little Book of Living Frugal, and Speak for
Yourself. ca******@di*****.net



I liked the idea of packing gifts for mailing with plastic bags half-filled
with styrofoam peanuts, but I would encourage people to air-pop some popcorn
and use them instead of the peanuts. The recipient can munch on the popcorn
or feed it to the birds. No styrofoam to contend with!



Maybe you can help these folks out with a few suggestions? Or post some of
your own questions. LOG-IN TO POST Here’s the link: href=” “> Forum

Questions Needing Answers at The Forum:

Automobile Section:
1. I have a white vinyl top on my convertible that is very dirty,  any good
cleaning solutions? – Thanks

2. What do you think about wrecked cars? My husband’s cousin buys, repairs,
paints, then sells wrecked cars.  Is this safe?  What are the draw backs?

Cooking Section:
1. I have a large cookie sheet that I use to catch any spills when baking
pies or lasagne pans.  I have sprayed them at some point with cooking spray
so the spills will clean up better but the oil has baked on.  I’ve tried
everything and nothing has helped to remove it.  This is a heavy duty
restaurant style cookie sheet and I don’t want to get rid of it. Thanks ~~

Gardening Section: (this is a portion of the post)
1. I know that people have grown plants from apple and other fruit seeds..
If you know how write about it here.  I haven’t had good luck with fruit.  I
once transplanted and sold walnut trees at a yard sale to a guy starting a
nursey and other people. Squirrels would bury them and some took root so
since I didn’t want  trees in my flower bed I put them in plastic pots I got
free from neighbors and old coffee cans (put stones in the bottom to prevent
rotting). Now tell us about some of your free or almost free plants.  I am
sure you have plenty of ideas.- CSinbad



Have you noticed how popular bath and pampering products have become? The
HomeSpa Party Plan taps into that craze. Guests at HomeSpa parties will
learn how to make bath salts, personalized perfumes, body spritzers and more
using essential oils, while you make a nice income from Nature’s Sunshine. href=” “> Home Spa Party


If you’ve been a natural health nut, you have a lot of information others
need to have. Earn an income selling over 600 natural health products, skin
care, water filters, beverages, essential oils, and more. Earn trips and
car allowance. Websites are also available for $15.95/month. href=” “> Nature’s Sunshine


If you have pets, they’ll love Flint River and you can make an income
providing good pet foods and other pet products to friends, neighbors and
your family. Pets keep eating, so customers keep buying. If you love
animals, this is a very rewarding home-based business. With only 100 volume
a month you can earn 19% on all sales. href=” “> Flint River Ranch


Life’s Abundance has great products by Dr. Jane Bicks and Dr. Barry Sears who
developed the Zone Diet for Overweight Dogs. Besides dog, cat and horse
products, you will have a non-toxic line of cleaning products – safe for
pets and children. Visit this website for more information. This type of
site is also available for $10.95/month (plus an initial $20 set-up fee). href=” “> Life’s Abundance


Information in The Frugal Life News (TFL) has been derived from sources
believed accurate and reliable. In no event shall *The Frugal Life,* Randal
Watkins, or the TFL staff be liable for any damages whatsoever resulting
from any action arising in connection with the use of information herein.

TFL does not knowingly accept ads from advertisers deemed detrimental to
TFL’s readers, however, publication of an ad in TFL does not constitute an
endorsement for such product or service.

There is no remuneration for suggestions, tips, or ideas submitted by
readers. All suggestions, tips, and ideas, submitted for publication in The
Frugal Life, become the property of The Frugal Life, notwithstanding similar
rights of the reader submitting such suggestions, tips, or ideas. TFL
publishes readers’ names with their suggestions, tips, and ideas unless a
reader requests otherwise at the time of the submission.

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