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The Frugal Life News – 07/10/03

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*********************************** THE FRUGAL LIFE NEWS Published Weekly by Randal Watkins The Frugal Life July 10, 2003 ******************************************* The Frugal Life News is sent to subscribers only. Manage your subscription here: Manage Sub Please note that with over 24,000 subscribers to this newsletter, we cannot reply to all emails. ****************** A NOTE FROM RANDAL Hello Everyone, I can tell summer has hit! We have had only a small number of new questions added to the forum. Seems that when summer hits the normal routines change. This often translates to not having as much access to a computer or just not wanting to use one. I actually think that is a good thing. I mentioned in the last issue being off the computer for over a week. That was sure nice! Be sure and check out the tips section for a recipe on lip balm. I found out the hard way I need to protect my outer skin while playing tennis. The lips are no exception. Lastly, I am so excited about the Don’t Call registry. I just hope they will do the same with SPAM. In fact, if any of you have find out any organized effort to encourage our lawmakers in a Don’t SPAM registry please let us know. We will make sure all of our readers hear about it! That’s all for now! Please pass The Frugal Life News on to your friends! After all, it’s how we grow! Until next time, Randal ***************** FRUGAL FINANCES “DAD… WILL YOU UP MY CREDIT LIMIT?” Soon, this may be the most commonly asked question of dad followed by, “Can I borrow the car?” MasterCard has launched a new way to indoctrinate children into the world of debt – the MasterCard Family Account. This Account has one shared credit line that is assigned to the primary cardholder – typically a parent. The parent determines who in the family receives a card and assigns a spending limit to each individual cardholder. According to MasterCard, “…the MasterCard Family Account can also serve as a way for parents to introduce family members to the world of financial payment tools, develop responsible spending habits and establish solid financial fundamentals.” Uhh… Yeah. Sure. What better way to co-opt young minds than by using their parents to do the brainwashing for you? No pesky accusations of soliciting minors. No costly advertising to individual family members Just take advantage of the already hooked parent. Instead of an allowance, parents can now give kids their very own debt cards. If the local drug pusher tried this strategy, both the pusher and the parent would be arrested for contributing to the delinquency of a minor. But for MasterCard it’s just another way to “increase average spending per account and enhance the overall lifetime value of its customers.” And that, my friends, is Priceless. ————- Payoff All of your Debts in 5-7 Years using the money you ALREADY make! Greg Moore is the author of the Debt Freedom Course, “DebtIntoWealth — Lessons from My Journey to Debt Freedom”. For your FREE Lesson 1 of this course and/or to find out why financial guru and best-selling author, Suze Orman, is advising her millions of followers to “Pay Everything Off as Fast As Possible!”, CLICK HERE: href=” “>Debt Into Wealth ************************ FRUGAL HOME / GARDENING LICE, FLEAS, FUNGUS, ACNE & *PET SKIN PROBLEMS* Home and Garden Use! Many Members are familiar with Paw Paw Lice Remover Shampoo. We have received many testimonials stating that Paw Paw Cell-Reg in capsules has helped promote healthy skin. This led us to believe that Paw Paw Shampoo may work topically as well as internally. We already knew that Paw Paw had the potential to remove pests topically, but we didn’t anticipate so many positive reports of additional skin benefits. The Paw Paw Lice Remover Shampoo is helpful for households that are exposed to lice, but what about a house that is exposed to pets? We tested the Paw Paw Lice Remover Shampoo product and found that it *REMOVES FLEAS AND TICKS FOUND ON HOUSEHOLD PETS*. The pets also had *SOFT, SMOOTH COATS* after application of the paw paw shampoo. Every pet bath should contain Paw Paw Lice Remover Shampoo as a dual approach to pet health. Not only does the product remove pests, but it also gives the animals’ coat a healthy sheen Are you tired of poisoning your yard, pets and children with yard and garden sprays? Paw Paw Lice Remover Shampoo offers a three-pronged approach to pest control in the garden. By diluting the Paw Paw Shampoo into a spray bottle, it can be easily applied to plants, trees, flowers and shrubs. How does this work? It is a common gardening technique to apply dish soap to plants. Paw paw shampoo contains a surfactant (soap) ingredient. Second, Paw Paw Shampoo contains thymol. Thymol comes from thyme and has properties that pests do not care for. The third prong of the attack is, of course, the Paw Paw active ingredients (acetogenins). Use sparingly in the yard and garden, as this active ingredient is potent. You may find that one application is all that is needed. Read more on our website: href=” “>Paw Paw Shampoo GOT PETS? Visit Healthy Pet Corner for lots of information, products, and links for birds, cats, dogs, horses, rabbits, and reptiles. All for Pets ****************** FRUGAL SIMPLICITY SWEET WATER BLISS! If you were to make honey part of your personal care routine, you would be in good company. Women throughout history, including Cleopatra and Queen Anne of England, have used it to pamper and take care of themselves. Today we know that honey removes dirt, is antibacterial, soothing and smoothing, and regulates skin moisture. It is also protective and nutritive for all skin types, but especially for blemished, dry and sensitive skin. The following ideas are wonderful for children as well as adults. Honey Oil Bath Combine one cup of honey with a quarter cup of olive, jojoba or grapeseed oil. Pour into bath under running water. Milk and Honey Bath Dissolve a half cup of honey in one quart of very warm water. Gradually stir in one cup of dried milk powder, stirring until powder is completely dissolved. Add to bath water. Honey Soda Bath Follow directions for Milk and Honey Bath, but add one cup of baking soda with the dried milk powder. For very dry and/or irritated skin. Flu Bath Combine a half cup of Epson salts with two tablespoons of coconut oil. Add a quarter cup of honey, combine well, and then add fifteen to twenty drops of essential eucalyptus oil. Add to very warm bath, soak in it for at least half an hour. Excerpt from “101 Things To Do With Honey” by Elizabeth Cole MAKE YOUR OWN CLEANING, BATH, and BEAUTY PRODUCTS Here’s a kit with everything you will need to start making your own pampering and cleaning products for pennies with the easy-to-follow recipe guide. Make Your Own *************************** FRUGAL TIPS FROM OUR SUBSCRIBERS FLAVORFUL, PROTECTIVE LIP BALM by Annie Berthold-Bond, Producer, Green Living Channels If your lips get very chapped, you can easily make your own protective lip balm. Here’s the recipe: Lip balm is easy to make. The basic formula is 1/4 cup vegetable or nut oil, 1/4 ounce beeswax, 1 teaspoon honey or glycerine (humectants), and 1/2 to 1 teaspoon natural flavoring oil such as peppermint or lemon. Heat the oil and beeswax in a double boiler until the beeswax is melted. Remove from heat and whip with an electric beater until creamy. Add the honey or glycerine and flavoring oil; whip some more. Store in small glass jars. Try different oils on your lips to choose the best one for your skin. I tried a drop of apricot kernel oil on my lips and never had to look further-it felt perfect. And experiment with flavoring oils, too. My daughter wouldn’t even consider using my homemade lip balm until I flavored it with peppermint flavoring oil, and now she uses it daily in the winter. From **************************** WHAT’S GOING ON IN THE FORUM? Maybe you can help these folks out with a few suggestions? Or post some of your own questions. LOG-IN TO POST Here’s the link: href=” “> Life’s Abundance *************** LEGAL DISCLAIMER Information in The Frugal Life News (TFL) has been derived from sources believed accurate and reliable. In no event shall *The Frugal Life,* Randal Watkins, or the TFL staff be liable for any damages whatsoever resulting from any action arising in connection with the use of information herein. TFL does not knowingly accept ads from advertisers deemed detrimental to TFL’s readers, however, publication of an ad in TFL does not constitute an endorsement for such product or service. There is no remuneration for suggestions, tips, or ideas submitted by readers. All suggestions, tips, and ideas, submitted for publication in The Frugal Life, become the property of The Frugal Life, notwithstanding similar rights of the reader submitting such suggestions, tips, or ideas. TFL publishes readers’ names with their suggestions, tips, and ideas unless a reader requests otherwise at the time of the submission.

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