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THE FRUGAL LIFE NEWS
Published Weekly by Randal Watkins
https://www.thefrugallife.com
The Frugal Life
July 10, 2003

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A NOTE FROM RANDAL

Hello Everyone,

I can tell summer has hit! We have had only a small number of new questions
added to the forum. Seems that when summer hits the normal routines change.
This often translates to not having as much access to a computer or just not
wanting to use one. I actually think that is a good thing. I mentioned in
the last issue being off the computer for over a week. That was sure nice!

Be sure and check out the tips section for a recipe on lip balm. I found
out the hard way I need to protect my outer skin while playing tennis. The
lips are no exception.

Lastly, I am so excited about the Don’t Call registry. I just hope they
will do the same with SPAM. In fact, if any of you have find out any
organized effort to encourage our lawmakers in a Don’t SPAM registry please
let us know. We will make sure all of our readers hear about it!

That’s all for now! Please pass The Frugal Life News on to your friends!
After all, it’s how we grow!

Until next time,
Randal


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FRUGAL FINANCES


“DAD… WILL YOU UP MY CREDIT LIMIT?”

Soon, this may be the most commonly asked question of dad followed by, “Can
I borrow the car?”

MasterCard has launched a new way to indoctrinate children into the world of
debt – the MasterCard Family Account.

This Account has one shared credit line that is assigned to the primary
cardholder – typically a parent. The parent determines who in the family
receives a card and assigns a spending limit to each individual cardholder.

According to MasterCard,

“…the MasterCard Family Account can also serve as a way for parents to
introduce family members to the world of financial payment tools, develop
responsible spending habits and establish solid financial fundamentals.”

Uhh… Yeah. Sure.

What better way to co-opt young minds than by using their parents to do the
brainwashing for you?

No pesky accusations of soliciting minors.

No costly advertising to individual family members

Just take advantage of the already hooked parent.

Instead of an allowance, parents can now give kids their very own debt
cards.

If the local drug pusher tried this strategy, both the pusher and the parent
would be arrested for contributing to the delinquency of a minor.

But for MasterCard it’s just another way to

“increase average spending per account and enhance the overall lifetime
value of its customers.”

And that, my friends, is Priceless.

————-

Payoff All of your Debts in 5-7 Years using the money you
ALREADY make!

Greg Moore is the author of the Debt Freedom Course, “DebtIntoWealth —
Lessons from My Journey to Debt Freedom”.

For your FREE Lesson 1 of this course and/or to find out why financial guru
and best-selling author, Suze Orman, is advising her millions of followers
to “Pay Everything Off as Fast As Possible!”, CLICK HERE:

http://www.debtintowealth.com/frugal.html href=” http://www.debtintowealth.com/frugal.html “>Debt Into Wealth


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FRUGAL HOME / GARDENING

LICE, FLEAS, FUNGUS, ACNE & *PET SKIN PROBLEMS*
Home and Garden Use!

Many Members are familiar with Paw Paw Lice Remover Shampoo. We have
received many testimonials stating that Paw Paw Cell-Reg in capsules has
helped promote healthy skin. This led us to believe that Paw Paw Shampoo may
work topically as well as internally. We already knew that Paw Paw had the
potential to remove pests topically, but we didn’t anticipate so many
positive reports of additional skin benefits.

The Paw Paw Lice Remover Shampoo is helpful for households that are exposed
to lice, but what about a house that is exposed to pets?

We tested the Paw Paw Lice Remover Shampoo product and found that it
*REMOVES FLEAS AND TICKS FOUND ON HOUSEHOLD PETS*. The pets also had *SOFT,
SMOOTH COATS* after application of the paw paw shampoo. Every pet bath
should contain Paw Paw Lice Remover Shampoo as a dual approach to pet
health. Not only does the product remove pests, but it also gives the
animals’ coat a healthy sheen

Are you tired of poisoning your yard, pets and children with yard and garden
sprays? Paw Paw Lice Remover Shampoo offers a three-pronged approach to
pest control in the garden. By diluting the Paw Paw Shampoo into a spray
bottle, it can be easily applied to plants, trees, flowers and shrubs. How
does this work? It is a common gardening technique to apply dish soap to
plants. Paw paw shampoo contains a surfactant (soap) ingredient.

Second, Paw Paw Shampoo contains thymol. Thymol comes from thyme and has
properties that pests do not care for.

The third prong of the attack is, of course, the Paw Paw active ingredients
(acetogenins). Use sparingly in the yard and garden, as this active
ingredient is potent. You may find that one application is all that is
needed.

Read more on our website: http://www.theherbsplace.com/pawpaw.html href=” http://www.theherbsplace.com/pawpaw.html “>Paw Paw Shampoo

GOT PETS?

Visit Healthy Pet Corner for lots of information, products,
and links for birds, cats, dogs, horses, rabbits, and reptiles.
http://www.healthypetcorner.com
All for Pets


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FRUGAL SIMPLICITY

SWEET WATER BLISS!

If you were to make honey part of your personal care routine, you would be
in good company. Women throughout history, including Cleopatra and Queen
Anne of England, have used it to pamper and take care of themselves. Today
we know that honey removes dirt, is antibacterial, soothing and smoothing,
and regulates skin moisture. It is also protective and nutritive for all
skin types, but especially for blemished, dry and sensitive skin. The
following ideas are wonderful for children as well as adults.

Honey Oil Bath Combine one cup of honey with a quarter cup of olive, jojoba
or grapeseed oil. Pour into bath under running water.

Milk and Honey Bath Dissolve a half cup of honey in one quart of very warm
water. Gradually stir in one cup of dried milk powder, stirring until powder
is completely dissolved. Add to bath water.

Honey Soda Bath Follow directions for Milk and Honey Bath, but add one cup
of baking soda with the dried milk powder. For very dry and/or irritated
skin.

Flu Bath Combine a half cup of Epson salts with two tablespoons of coconut
oil. Add a quarter cup of honey, combine well, and then add fifteen to
twenty drops of essential eucalyptus oil. Add to very warm bath, soak in it
for at least half an hour.

Excerpt from “101 Things To Do With Honey” by Elizabeth Cole


MAKE YOUR OWN CLEANING, BATH, and BEAUTY PRODUCTS

Here’s a kit with everything you will need to start making your
own pampering and cleaning products for pennies with the
easy-to-follow recipe guide.
http://www.theherbsplace.com/essentialstarter.html
Make Your Own


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FRUGAL TIPS FROM OUR SUBSCRIBERS

FLAVORFUL, PROTECTIVE LIP BALM
by Annie Berthold-Bond, Care2.com Producer, Green Living Channels

If your lips get very chapped, you can easily make your own protective lip
balm. Here’s the recipe:

Lip balm is easy to make. The basic formula is 1/4 cup vegetable or nut oil,
1/4 ounce beeswax, 1 teaspoon honey or glycerine (humectants), and 1/2 to 1
teaspoon natural flavoring oil such as peppermint or lemon. Heat the oil and
beeswax in a double boiler until the beeswax is melted. Remove from heat and
whip with an electric beater until creamy. Add the honey or glycerine and
flavoring oil; whip some more. Store in small glass jars. Try different oils
on your lips to choose the best one for your skin. I tried a drop of apricot
kernel oil on my lips and never had to look further-it felt perfect. And
experiment with flavoring oils, too. My daughter wouldn’t even consider
using my homemade lip balm until I flavored it with peppermint flavoring
oil, and now she uses it daily in the winter.

From Care2.com


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WHAT’S GOING ON IN THE FORUM?

Maybe you can help these folks out with a few suggestions? Or post some of
your own questions. LOG-IN TO POST Here’s the link:
https://www.thefrugallife.com/bulletinboard.html href=” https://www.thefrugallife.com/bulletinboard.html “> Forum

Questions Needing Answers at The Forum:

Do It Yourself Forum
1. My washer will run for a few minutes and then the motor kicks off. It
will restart later, but do the same thing again. could it be the timer or a
belt?

Recipe Forum
1. I want to can this year for the first time. I would like recipes for
canning soup and making salsa ( mild to hot). I also would like to freeze.
What is blanching? Also any websites for canning would be appreciated.
Thanks


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HOME-BASED BUSINESS IDEAS

HOME SPA PARTY PLAN – MAKE BATH & BODY PRODUCTS

Have you noticed how popular bath and pampering products have become? The
HomeSpa Party Plan taps into that craze. Guests at HomeSpa parties will
learn how to make bath salts, personalized perfumes, body spritzers and more
using essential oils, while you make a nice income from Nature’s Sunshine.
http://www.theherbsplace.com/essentialspa.html href=” http://www.theherbsplace.com/essentialspa.html “> Home Spa Party

ARE YOU A NATURAL HEALTH NUT?

If you’ve been a natural health nut, you have a lot of information others
need to have. Earn an income selling over 600 natural health products, skin
care, water filters, beverages, essential oils, and more. Earn trips and
car allowance. Websites are also available for $15.95/month.
http://www.theherbsplace.com/busop.html href=” http://www.theherbsplace.com/busop.html “> Nature’s Sunshine

FLINT RIVER RANCH OVEN-BAKED PET FOODS

If you have pets, they’ll love Flint River and you can make an income
providing good pet foods and other pet products to friends, neighbors and
your family. Pets keep eating, so customers keep buying. If you love
animals, this is a very rewarding home-based business. With only 100 volume
a month you can earn 19% on all sales.
http://www.healthypetcorner.com/FRR/busop.html href=” http://www.healthypetcorner.com/FRR/busop.html “> Flint River Ranch

NATURAL PET FOODS AND SUPPLEMENTS

Life’s Abundance has great products by Dr. Jane Bicks and Dr. Barry Sears who
developed the Zone Diet for Overweight Dogs. Besides dog, cat and horse
products, you will have a non-toxic line of cleaning products – safe for
pets and children. Visit this website for more information. This type of
site is also available for $10.95/month (plus an initial $20 set-up fee).
http://www.healthypetcorner.com/HPN/busopform.html href=” http://www.healthypetcorner.com/HPN/busopform.html “> Life’s Abundance


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LEGAL DISCLAIMER

Information in The Frugal Life News (TFL) has been derived from sources
believed accurate and reliable. In no event shall *The Frugal Life,* Randal
Watkins, or the TFL staff be liable for any damages whatsoever resulting
from any action arising in connection with the use of information herein.

TFL does not knowingly accept ads from advertisers deemed detrimental to
TFL’s readers, however, publication of an ad in TFL does not constitute an
endorsement for such product or service.

There is no remuneration for suggestions, tips, or ideas submitted by
readers. All suggestions, tips, and ideas, submitted for publication in The
Frugal Life, become the property of The Frugal Life, notwithstanding similar
rights of the reader submitting such suggestions, tips, or ideas. TFL
publishes readers’ names with their suggestions, tips, and ideas unless a
reader requests otherwise at the time of the submission.

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