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The Frugal Life New – 07/11/06


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The Frugal Life News
July 11, 2006 Edition
The Frugal Life

A Note From Randal

Hello Everyone,


It seems like all the questions in the Forum have an answer. So I want to say Thanks for all your help on supplying the great Frugal information that is available in the Forum.

Additionally, we want to welcome new subscribers and thanks to all of you who have been sharing The Frugal Life News with others! We appreciate you sharing this newsletter and all of our websites.

Frugally yours,

Frugal Finances

Make Your Money Last Longer
by Donna L. Watkins

There are so many ways to save money, and the least effective one is finding things on sale. We have to learn how to reuse what we already have. It’s a talent lost in our present culture of wanting more. Find a few ideas below to stimulate your own creativity to do what fits for your own family and household.

We have been recycling paper for many years, as many others have, but we’ve found that most folks don’t think about using the paper before recycling it. Do you realize how much junk mail passes through the home or office that has printing only on one side? We keep it and use it in our printers. Most of what we print is for ourselves and for our files, so we save having to buy reams of paper. We also do this when we print something for somebody else that we know, so it will be a topic for conversation, which gives us the chance to teach that recycling and concern for the environment is important….and that frugality can be fun and not embarrassing. We set the example and that opens the doorway to teach that it’s okay to choose voluntary simplicity instead of ‘keeping up with the Joneses.’

While we’re discussing paper for printers, you must check out the refill options for those ink cartridges…it’s much too expensive to keep buying new ones.

We also save all those envelopes included in junk mail. It costs more for a label to cover the address info on it than it does for an envelope, so it’s not frugal to use them in place of envelopes for mailing and the post office doesn’t like it either. However, we’ve used envelopes for sorting things, dropping off a night deposit at the bank, passing a note or a check payment to somebody. We cross off the address with a squiggly, creative flair and write the name of the person we are going to give it to. You can file canceled checks in them or coupons by different categories. I’m sure you’ll think of more uses for them. This also sends a message of “waste not, want not” to our nation of in-debt families.

If you like spiral notebooks because of the hard surface, find a pocket portfolio and put junk mail in it to use. It’s actually nicer than the spiral since you can arrange the papers/notes in any order you want and still have them orderly in the portfolio.

We never buy note paper. We have little boxes sitting by the telephones and put any scraps of paper that we find with a clean side up to write on. Some paper isn’t the right size for a printer. There are all kinds of different scraps of paper to provide for your note paper box: the backs of receipts, small junk mail envelopes, the backing on check pads, parts of statements, etc. Just begin the process and you’ll find many opportunities for free paper and you’ll feel good about saving money and trees. You can lay sheets by the phone and while you’re on one of those long conversations, you can tear them into note size, making good use of your time while listening to a friend. Feel good using some of the junk mail instead of just recycling it!

Do you know that many people have eliminated trash pickup by recycling garbage in a compost pile and recycling almost everything else they use. You can keep a large trash can outside with a plastic bag inside that will take a month to fill with produce scraps (don’t put meat in it if you’re going to make compost) ….and then you can haul it off to the community dumpster which is free, thereby eliminating trash pickup fees which have become high in some towns.

Since we decided Voluntary Simplicity is the way for us, we have also been concerned about being frugal with the environment. That has required some choices where we had to choose between frugalities for conservation reasons or the pocketbook. It’s been an interesting journey which began when I read the following:

“If every household in the US replaced just one roll of 500 sheet virgin fiber bathroom tissues with 100% recycled ones we could save: 297,000 trees, 1.2 million cubic feet of landfill space (equal to 1400 full garbage trucks), and 122 million gallons of water (a year’s supply for 3500 families of 4)”

It doesn’t take much to make a difference! And with so much of our forest covering gone, we need to keep the trees to keep our air and water clean besides considering the great number of species that depend on them.

We began using recycled toilet paper, tissues, napkins and paper towels. They cost a little more, but somehow they give us a really deep feeling of satisfaction for helping the world God made for us to enjoy. Most recycled papers are not bleached with chlorine which is beneficial to the environment and our health also. I like the absence of dyes and fragrances, yet another elimination of chemicals in our homes. The toxicity of our environment does not go unnoticed by our physical bodies since research has shown that as chemicals increase so does cancer.

We’ve replaced a shelf full of cleaners by buying one simple laundry/cleaning product,
Sunshine Concentrate.

We use it for laundry, hand soap, window and car cleaner, and for disinfectant qualities we make it up in a spray bottle with
antibacterial essential oils.

Since we use herbs and vitamins we make sure we recycle those bottles, but first we like to use them for something. We enjoy making snacks from dried fruits and nuts, so we use the bottles for them instead of plastic baggies. You can use them for many things if you get a little creative. Our herb bottles have a 2″ wide opening, so they’re great to put in drawers to organize paper clips, tacks, rubber bands, buttons, etc. and can be used for pencil holders and flower pots for beginning seeds.

Let’s allow our minds to become creative again as they were in older days when ‘things’ weren’t so available and our nation didn’t have a disposable mentality. Frugality begins in finding use of the things we already have in our possession, not just saving money on obtaining more things. You not only feel good about doing more with what you have, but you’ll be surprised at how much more time and money you have when you don’t have to spend gas and time shopping. You’ll also find that you can reduce your car insurance if you put less miles on your car each year.

I firmly believe one of the main reasons our ancestors lives were so much more peaceful is because they didn’t shop every day or week. Get rid of the “have it now” mentality and make lists of what you need and schedule a time weekly at first and eventually less often to shop. It will happen automatically as you stir your creativity to find things you can substitute that are already in your home.

Make your money last longer — you can have more fun times with your family, and you can give more to organizations your heart cries for.

Donna L. Watkins is the editor of two free email newsletters: “A Healing Moment,” on health and healing, and “A Touch of Nature” for those who love the natural world around them and want to know more about it. Read more about these ezines here:
A Touch of Nature

Free Lesson #1 – Debt Freedom Course

Pay off all of your debt in 5-7 years using the money you already make. Find
out why financial guru and best-selling author, Suze Orman, is advising her
millions of followers to “Pay Everything Off as Fast As Possible!”

Frugal Family

Get Net Safe Tour
Helping people better protect themselves, their families and their PCs

An increasing number of people are using the Internet for work and pleasure. 68% of Americans are now online, which means online security is critical to safeguarding yourself and your family. But surprisingly, more than 80% of online Americans have not taken the appropriate computer protection measures and are at risk for online criminal activity or virus and spyware problems.

During a tour of 12 U.S. cities experts will visit school assemblies and parents’ nights, local community and senior events, business luncheons and Internet fairs to help give people the tools and information they need to act. In addition to getting help and information at these events, anyone can visit the website and see how security and safety may be an issue for some of their favorite online activities.

Find out if a tour is coming near you and get information now on what you can do to protect your family.

Frugal How-To

Herbal Medicine Chest

“We received an herbal medicine chest for our wedding gift. I really can’t imagine getting anything better. Since Steve doesn’t have health insurance yet, I tend to go to it more often to keep him healthy and such.

We refer to it at least weekly if we get a rash from yard work, to a sore throat to a slight headache. It has been a good learning tool for me, in spite of the fact I have used herbs for so many years, I tend to forget and the quick reference you can print out on the website really keeps me up to speed. I have discovered that you can pretty much help any symptom or bug that comes along by referencing the Herbal Medicine Chest info.

Steve is even more sold on the idea of alternative medicine now that he sees that just a box full of herbs can pretty much handle anything. I think it would make a great holiday gift, wedding gift and definitely a baby gift.” R.S

More Info on Building an Herbal Medicine Chest?
Herbal Medicine Chest Info

Make Your Own Home, Bath and Beauty Products

Essential oil kits allow you to make your own safe non-chemical home and beauty products. Making your home less toxic for yourself, children and pets.
Make Your Own Home and Beauty Products

Frugal Pets

Herbal Heartworm Program and Prevention

Robin Sockness works with pet owners with an individualized program and has currently worked with over 700 dogs. Herbs are safer and less expensive so it’s a win-win situation for all. Prevention programs available.
Herbal Heartworm Program & Prevention

Pet Information, Links and Natural Foods

Healthy Pet Corner provides lots of information and links for dogs, cats, birds, horses, rabbits, and reptiles.
Healthy Pet Corner

Frugal Tips From Our Subscribers

Favorite Ways to Save Money on Groceries

We’d like to see your ideas on saving money in the grocery budget. We order our food (other than produce) by the case from a wholesaler. We found a store that would allow us to do this with only a 10% markup. We can also take advantage of their sale prices for the month which can be from 10-50% off. It keeps our grocery budget low, even though we don’t get a whole lot of variety. But we decided a long time ago to eat to live instead of living to eat, so it works out.

Not only do we save money, but I know we save loads of time not having to drive to the grocery store all the time which would be tempting to buy snacks and junk food. I even shop at a produce market which has little else so that I’m not tempted to bring home things we would not normally eat.

Tell us things that YOU do to save money on the groceries. I know you have lots of creative ideas and inquiring frugal minds want to know! Donna

Frugal Learning

Singing Success At-Home Study Course

The Singing Success Vocal Training Program, by celebrity vocal coach Brett Manning, is the only vocal training program that guarantees a full octave increase in your vocal range! You’ll learn to sing as easily as you speak, completely eliminating vocal strain, and you will learn to master the techniques of vocal style, including runs, licks and trills. Money-back Guarantee:

What’s Going On In The Forum

Maybe you can help these folks out with a few suggestions? Or post some of your own questions. Log-in to Post Here’s the link:

Questions Needing Answers At The Forum

Editor’s note: No questions at this time

Home Based Business Ideas

Nature’s Sunshine Products – Herbs and Supplements

Earn an income selling over 500 natural health products, beverages, essential oils, skin care systems, water filters, and more. Websites for $11.95/month.
Nature’s Sunshine Products

Home Spa Party Plan – Make Bath and Body Products

Have you noticed how popular bath and pampering products have become? The HomeSpa Party Plan taps into that craze. Guests at HomeSpa parties learn how to make bath salts, personalized perfumes, body spritzers and more using essential oils, while you make a nice income.
Home Spa Party

Flint River Ranch – Oven Baked Pet Foods

Make additional income providing healthy pet foods and bones to friends, neighbors and family. Pets keep eating, so customers keep buying. If you love animals, this is a very rewarding home-based business. With only $100.00 volume a month you earn 19% on all sales.
Flint River Ranch

Life’s Abundance Foods and Supplements

Formulated by Dr. Jane Bicks and Dr. Barry Sears who developed the Zone Diet for Overweight Dogs. Besides dog, cat and horse products, they have a non-toxic line of cleaning products – safe for pets and children. Websites available for $8.50/month.
Life’s Abundance


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Copyright, Legal Disclaimer and Reprint Information

© 2006 Randal J. Watkins

Information in The Frugal Life News (TFL) has been derived from sources believed accurate and reliable. In no event shall *The Frugal Life,* Randal Watkins, or the TFL staff be liable for any damages whatsoever resulting from any action arising in connection with the use of information herein.

TFL does not knowingly accept ads from advertisers deemed detrimental to TFL’s readers, however, publication of an ad in TFL does not constitute an endorsement for such product or service.

There is no remuneration for suggestions, tips, or ideas submitted by readers. All suggestions, tips, and ideas, submitted for publication in The Frugal Life, become the property of The Frugal Life, notwithstanding similar rights of the reader submitting such suggestions, tips, or ideas. TFL publishes readers’ names with their suggestions, tips, and ideas unless a reader requests otherwise at the time of the submission.

Forwarding and Use of This Newsletter

You may forward or use this copyrighted newsletter on a website if you include the following credit:

Editor, Randal J. Watkins, of, provides this free
newsletter to subscribers. The Frugal Life is sponsored by
which provides quality Nature’s Sunshine Products at wholesale prices. Visit
now to shop or view the list of free newsletters available.
The Herbs Place

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